:root {
  --bg: #f6f8fb;
  --surface: #ffffff;
  --text: #142132;
  --muted: #5b697a;
  --line: rgba(20, 33, 50, 0.12);
  --blue: #215fd1;
  --blue-dark: #143b85;
  --orange: #cf6b05;
  --orange-bright: #f5a623;
  --radius: 8px;
  --shadow: 0 16px 36px rgba(20, 33, 50, 0.08);
  --max: 1040px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.75;
}

a {
  color: var(--blue);
  text-decoration: none;
}

a:hover {
  text-decoration: underline;
}

img {
  max-width: 100%;
  display: block;
  border-radius: 8px;
}

.skip-link {
  position: absolute;
  left: 16px;
  top: -48px;
  padding: 10px 14px;
  background: #111;
  color: #fff;
  border-radius: 6px;
}

.skip-link:focus {
  top: 16px;
}

.wrap {
  width: min(calc(100% - 28px), var(--max));
  margin: 0 auto;
}

.site-header {
  background: rgba(246, 248, 251, 0.94);
  border-bottom: 1px solid var(--line);
  position: sticky;
  top: 0;
  backdrop-filter: blur(8px);
}

.nav-wrap,
.footer-row {
  min-height: 70px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  color: var(--text);
  font-weight: 700;
}

.brand:hover {
  text-decoration: none;
}

.brand-mark {
  width: 38px;
  height: 38px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 8px;
  background: linear-gradient(135deg, var(--blue), var(--blue-dark));
  color: #fff;
  font-size: 14px;
}

.nav-links {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
}

.nav-links a {
  color: var(--muted);
  font-weight: 600;
}

.nav-links a[aria-current="page"] {
  color: var(--blue-dark);
}

.hero,
.section,
.page {
  padding: 28px 0;
}

.hero-copy,
.hero-media,
.card,
.article-card,
.callout,
.faq-item {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.hero {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(280px, 0.85fr);
  gap: 20px;
  align-items: center;
}

.hero-copy,
.article-card {
  padding: 28px;
}

.hero-media {
  padding: 16px;
}

.eyebrow {
  display: inline-block;
  margin-bottom: 12px;
  color: var(--blue);
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

h1,
h2 {
  margin: 0 0 14px;
  line-height: 1.2;
}

h1 {
  font-size: clamp(2rem, 4vw, 3rem);
}

h2 {
  font-size: clamp(1.4rem, 3vw, 2rem);
}

p {
  margin: 0 0 16px;
}

.lede {
  color: var(--muted);
  font-size: 1.07rem;
}

.cta-row {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.button,
.bonus-link {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 10px 16px;
  border-radius: 8px;
  font-weight: 700;
}

.button:hover,
.bonus-link:hover {
  text-decoration: none;
}

.button.primary {
  background: linear-gradient(135deg, var(--blue), var(--blue-dark));
  color: #fff;
}

.button.secondary {
  background: #edf3ff;
  color: var(--blue-dark);
  border: 1px solid rgba(33, 95, 209, 0.16);
}

.button.bonus,
.bonus-link {
  background: linear-gradient(135deg, var(--orange-bright), var(--orange));
  color: #fff;
}

.summary-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}

.card,
.faq-item {
  padding: 22px;
}

.card span {
  display: block;
  margin-bottom: 8px;
  font-size: 13px;
  font-weight: 700;
  color: var(--muted);
  text-transform: uppercase;
}

.card strong {
  display: block;
  margin-bottom: 8px;
}

.callout {
  padding: 18px 20px;
  margin: 22px 0;
  background: linear-gradient(180deg, #fff8eb 0%, #fff 100%);
}

.faq-list {
  display: grid;
  gap: 16px;
}

.site-footer {
  border-top: 1px solid var(--line);
  background: #fff;
  margin-top: 24px;
}

.bonus-row {
  padding: 0 0 24px;
}

@media (max-width: 860px) {
  .hero,
  .summary-grid {
    grid-template-columns: 1fr;
  }

  .nav-wrap,
  .footer-row {
    flex-direction: column;
    align-items: flex-start;
  }
}